We have been in the accounts receivable factoring business since 1979, are independently owned, and have a formidable track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and in doing so, can lend a helping hand to get you through any tough circumstances you might encounter. We won't disappear when the times get tough, as a few accounts receivable factoring companies sadly have in the past.

All factoring companies have a preference for size, industry, and risk. It's just about impossible for you to determine which accounts receivable factoring company is a suitable fit for you. By contacting us, we'll get to know your situation very quickly and help you find the best match for your company - it might be us or another accounts receivable factoring company.

We have a huge A-List of accounts receivable factoring industry colleagues, these trusted connections were built over 20+ years in the business. So, when you take the time to run through your needs to us, you'll quickly see that we can help you find just what you need.

A lot of accounts receivable factoring firms let you pick and choose your customers that you would like to factor. Although a few of them normally require a minimum amount prior to doing business with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is a bit like having a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will make you use accounts receivable factoring when you don't require it.

A lot of accounts receivable factoring firms are deliberately confusing. You will need to be a contortionist to unravel those fees. You can be sure, We will not treat you this way.  We are flat out transparent about our fees. When you apply, you are presented with a crystal-clear, no obligation rate bid with the fee for your business. See which other factoring company, If any, will be that will be flat out transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few invoice factoring firms are funded by Wall Sreet bankers. We are a privately held company and don't take marching orders from investors and boards. Much like you, we are like-minded business people and we have cleared many of the obstacles that a business encounters. We take the time to hear your story, understand your concerns. Based on that information we will put together a tailored solution for you. A lot of invoice factoring firms particularly the Silicon Valley Fintech ones mostly lay their money on an algorithm to determine your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

A lot of accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are set up with a dedicated account administrator to be your point of contact – who understands your business inside out, and can help you in ways the others just can't or don't want to be disturbed.

Don't forget the fact that the accounts receivable factoring company will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. In addition, we keep an eye on each invoice and follow them much the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from iffy transactions. You have 24/7 access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems so to correct them right away.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay ahead of negative payment trends. This is crucial to avoid unnecessary write-offs.

Our company incorporates state-of-the-art technology to accelerate the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much lower rates for you. A lot of other companies are not even in the ballpark.